2012 SBD to BAM Historical Review

YEARLY HIGH

0.2297 BAM

YEARLY LOW

0.1986 BAM

YEARLY AVERAGE

0.2136 BAM

2012 SBD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SBD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.2297. Conversely, the yearly low was recorded on January 1, dropping to 0.1986.

This high-to-low spread represents a total annual volatility of 0.0312 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2068 to the December average rate of 0.2104, the exchange rate registered a net change of 1.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2297 was up 15.51% compared to the 2011 peak of 0.1989, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,149 BAM

2011 Average 925 BAM

Yearly Trough Low 993 BAM

Transaction Impact: A difference of 155.81 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2252

0.2052

JanuMarcMayJulySeptNove

SBD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2111, compared to 0.2162 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.2111

H2 Avg (Jul–Dec) 0.2162

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0143 BAM (High: 0.2128 / Low: 0.1986). On the other end, April was the most stable month, with a tight range of 0.0028 BAM (High: 0.2095 / Low: 0.2067).

January Spread (Volatile) ±0.0143

April Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0089 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.2220) against the same month in 2011 (average: 0.1854), the exchange rate shifted by +0.0366 (+19.75%).

2012 Avg (July) 0.2220

2011 Avg (July) 0.1854

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2128	0.1986	0.2068
February	0.2113	0.2080	0.2099
March	0.2092	0.2061	0.2075
April	0.2095	0.2067	0.2086
May	0.2156	0.2082	0.2111
June	0.2246	0.2198	0.2228
July	0.2297	0.2172	0.2220
August	0.2274	0.2203	0.2235
September	0.2205	0.2094	0.2146
October	0.2141	0.2080	0.2117
November	0.2177	0.2102	0.2148
December	0.2134	0.2081	0.2104