2014 SBD to BAM Historical Review

YEARLY HIGH

0.2135 BAM

YEARLY LOW

0.1922 BAM

YEARLY AVERAGE

0.2017 BAM

2014 SBD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SBD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 0.2135. Conversely, the yearly low was recorded on May 8, dropping to 0.1922.

This high-to-low spread represents a total annual volatility of 0.0213 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1991 to the December average rate of 0.2101, the exchange rate registered a net change of 5.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2135 was down 1.45% compared to the 2013 peak of 0.2166, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,067 BAM

2013 Average 1,030 BAM

Yearly Trough Low 961 BAM

Transaction Impact: A difference of 106.31 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2125

0.1932

JanuMarcMayJulySeptNove

SBD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1966, compared to 0.2068 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0103 points.

H1 Avg (Jan–Jun) 0.1966

H2 Avg (Jul–Dec) 0.2068

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0070 BAM (High: 0.2135 / Low: 0.2065). On the other end, November was the most stable month, with a tight range of 0.0026 BAM (High: 0.2122 / Low: 0.2096).

December Spread (Volatile) ±0.0070

November Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0025 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.2101) against the same month in 2013 (average: 0.1986), the exchange rate shifted by +0.0115 (+5.79%).

2014 Avg (December) 0.2101

2013 Avg (December) 0.1986

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2005	0.1976	0.1991
February	0.1996	0.1958	0.1972
March	0.1960	0.1932	0.1948
April	0.1966	0.1937	0.1948
May	0.1971	0.1922	0.1950
June	0.2001	0.1967	0.1984
July	0.2018	0.1976	0.1997
August	0.2064	0.2011	0.2031
September	0.2106	0.2050	0.2080
October	0.2118	0.2067	0.2091
November	0.2122	0.2096	0.2109
December	0.2135	0.2065	0.2101