2016 SBD to BAM Historical Review

YEARLY HIGH

0.2422 BAM

YEARLY LOW

0.2123 BAM

YEARLY AVERAGE

0.2234 BAM

2016 SBD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SBD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.2422. Conversely, the yearly low was recorded on February 11, dropping to 0.2123.

This high-to-low spread represents a total annual volatility of 0.0298 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2210 to the December average rate of 0.2353, the exchange rate registered a net change of 6.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2422 was up 1.37% compared to the 2015 peak of 0.2389, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,211 BAM

2015 Average 1,122 BAM

Yearly Trough Low 1,062 BAM

Transaction Impact: A difference of 149.21 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2372

0.2149

JanuMarcMayJulySeptNove

SBD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2201, compared to 0.2268 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0067 points.

H1 Avg (Jan–Jun) 0.2201

H2 Avg (Jul–Dec) 0.2268

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0138 BAM (High: 0.2422 / Low: 0.2284). On the other end, September was the most stable month, with a tight range of 0.0037 BAM (High: 0.2239 / Low: 0.2202).

December Spread (Volatile) ±0.0138

September Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0042 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.2353) against the same month in 2015 (average: 0.2216), the exchange rate shifted by +0.0137 (+6.19%).

2016 Avg (December) 0.2353

2015 Avg (December) 0.2216

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2245	0.2181	0.2210
February	0.2212	0.2123	0.2168
March	0.2233	0.2172	0.2204
April	0.2211	0.2158	0.2175
May	0.2257	0.2179	0.2220
June	0.2271	0.2202	0.2229
July	0.2257	0.2218	0.2240
August	0.2257	0.2204	0.2232
September	0.2239	0.2202	0.2227
October	0.2291	0.2229	0.2261
November	0.2334	0.2232	0.2293
December	0.2422	0.2284	0.2353