YEARLY HIGH
0.2248 BAM
YEARLY LOW
0.2045 BAM
YEARLY AVERAGE
0.2146 BAM

2024 SBD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the SBD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.2248. Conversely, the yearly low was recorded on March 12, dropping to 0.2045.

This high-to-low spread represents a total annual volatility of 0.0203 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2128 to the December average rate of 0.2227, the exchange rate registered a net change of 4.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.2248 was down 0.41% compared to the 2023 peak of 0.2257, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,124 BAM
2023 Average 1,083 BAM
Yearly Trough Low 1,022 BAM
Transaction Impact: A difference of 101.60 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.2240
0.2082
JanuMarcMayJulySeptNove

SBD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2138, compared to 0.2154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.2138
H2 Avg (Jul–Dec) 0.2154

Volatility Range Comparison

Volatility

The most volatile month in 2024 was March, with a trading range of 0.0097 BAM (High: 0.2142 / Low: 0.2045). On the other end, September was the most stable month, with a tight range of 0.0041 BAM (High: 0.2126 / Low: 0.2085).

March Spread (Volatile) ±0.0097
September Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0038 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.2227) against the same month in 2023 (average: 0.2119), the exchange rate shifted by +0.0109 (+5.12%).

2024 Avg (December) 0.2227
2023 Avg (December) 0.2119

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2154 0.2102 0.2128
February 0.2166 0.2123 0.2143
March 0.2142 0.2045 0.2126
April 0.2177 0.2119 0.2149
May 0.2161 0.2113 0.2133
June 0.2169 0.2117 0.2148
July 0.2162 0.2115 0.2133
August 0.2138 0.2058 0.2095
September 0.2126 0.2085 0.2110
October 0.2190 0.2126 0.2160
November 0.2239 0.2159 0.2200
December 0.2248 0.2204 0.2227