2019 SBD to BAM Historical Review

YEARLY HIGH

0.2189 BAM

YEARLY LOW

0.2068 BAM

YEARLY AVERAGE

0.2130 BAM

2019 SBD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SBD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on September 2, valuing the pair at 0.2189. Conversely, the yearly low was recorded on January 1, dropping to 0.2068.

This high-to-low spread represents a total annual volatility of 0.0121 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2112 to the December average rate of 0.2125, the exchange rate registered a net change of 0.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.2189 was down 0.05% compared to the 2018 peak of 0.2191, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,095 BAM

2018 Average 1,051 BAM

Yearly Trough Low 1,034 BAM

Transaction Impact: A difference of 60.66 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.2159

0.2102

JanuMarcMayJulySeptNove

SBD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2124, compared to 0.2137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.2124

H2 Avg (Jul–Dec) 0.2137

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0090 BAM (High: 0.2158 / Low: 0.2068). On the other end, November was the most stable month, with a tight range of 0.0039 BAM (High: 0.2156 / Low: 0.2117).

January Spread (Volatile) ±0.0090

November Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0030 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.2154) against the same month in 2018 (average: 0.2121), the exchange rate shifted by +0.0034 (+1.59%).

2019 Avg (September) 0.2154

2018 Avg (September) 0.2121

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2158	0.2068	0.2112
February	0.2148	0.2096	0.2124
March	0.2166	0.2110	0.2128
April	0.2176	0.2108	0.2135
May	0.2166	0.2126	0.2136
June	0.2141	0.2086	0.2107
July	0.2149	0.2099	0.2116
August	0.2179	0.2121	0.2150
September	0.2189	0.2131	0.2154
October	0.2170	0.2112	0.2139
November	0.2156	0.2117	0.2138
December	0.2151	0.2097	0.2125