YEARLY HIGH
0.2273 BAM
YEARLY LOW
0.1986 BAM
YEARLY AVERAGE
0.2087 BAM

2025 SBD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SBD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.2273. Conversely, the yearly low was recorded on July 1, dropping to 0.1986.

This high-to-low spread represents a total annual volatility of 0.0286 BAM. From a start-to-finish perspective, comparing the January average rate of 0.2240 to the December average rate of 0.2040, the exchange rate registered a net change of -8.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2273 was up 1.12% compared to the 2024 peak of 0.2248, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,136 BAM
2024 Average 1,073 BAM
Yearly Trough Low 993 BAM
Transaction Impact: A difference of 143.18 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2263
0.1991
JanuMarcMayJulySeptNove

SBD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2138, compared to 0.2036 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 0.2138
H2 Avg (Jul–Dec) 0.2036

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0138 BAM (High: 0.2178 / Low: 0.2040). On the other end, December was the most stable month, with a tight range of 0.0028 BAM (High: 0.2051 / Low: 0.2023).

April Spread (Volatile) ±0.0138
December Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0074 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.2240) against the same month in 2024 (average: 0.2128), the exchange rate shifted by +0.0112 (+5.26%).

2025 Avg (January) 0.2240
2024 Avg (January) 0.2128

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2273 0.2206 0.2240
February 0.2265 0.2209 0.2226
March 0.2235 0.2128 0.2152
April 0.2178 0.2040 0.2097
May 0.2110 0.2057 0.2079
June 0.2076 0.1997 0.2035
July 0.2073 0.1986 0.2013
August 0.2073 0.2029 0.2042
September 0.2043 0.2011 0.2028
October 0.2055 0.2014 0.2040
November 0.2069 0.2041 0.2054
December 0.2051 0.2023 0.2040