2012 SGD to MDL Historical Review

YEARLY HIGH

10.1451 MDL

YEARLY LOW

8.9852 MDL

YEARLY AVERAGE

9.6882 MDL

2012 SGD to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 29, valuing the pair at 10.1451. Conversely, the yearly low was recorded on January 1, dropping to 8.9852.

This high-to-low spread represents a total annual volatility of 1.1600 MDL. From a start-to-finish perspective, comparing the January average rate of 9.2139 to the December average rate of 9.9754, the exchange rate registered a net change of 8.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 10.1451 was up 4.99% compared to the 2011 peak of 9.6633, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 50,726 MDL

2011 Average 46,587 MDL

Yearly Trough Low 44,926 MDL

Transaction Impact: A difference of 5,799.82 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

10.1686

9.1271

JanuMarcMayJulySeptNove

SGD to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.3853, compared to 9.9910 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6057 points.

H1 Avg (Jan–Jun) 9.3853

H2 Avg (Jul–Dec) 9.9910

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.4408 MDL (High: 10.0628 / Low: 9.6220). On the other end, November was the most stable month, with a tight range of 0.1102 MDL (High: 10.1451 / Low: 10.0349).

July Spread (Volatile) ±0.4408

November Spread (Stable) ±0.1102

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1064 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 10.0818) against the same month in 2011 (average: 9.0951), the exchange rate shifted by +0.9868 (+10.85%).

2012 Avg (November) 10.0818

2011 Avg (November) 9.0951

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.4080	8.9852	9.2139
February	9.5979	9.2766	9.4324
March	9.4720	9.3374	9.4035
April	9.4557	9.3323	9.3999
May	9.5326	9.2964	9.3990
June	9.6307	9.3232	9.4633
July	10.0628	9.6220	9.8249
August	10.1133	9.9382	9.9996
September	10.1309	9.9390	10.0646
October	10.0973	9.9174	9.9997
November	10.1451	10.0349	10.0818
December	10.1218	9.8580	9.9754