2020 SGD to MDL Historical Review

YEARLY HIGH

13.0622 MDL

YEARLY LOW

11.9508 MDL

YEARLY AVERAGE

12.4996 MDL

2020 SGD to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 23, valuing the pair at 13.0622. Conversely, the yearly low was recorded on August 10, dropping to 11.9508.

This high-to-low spread represents a total annual volatility of 1.1113 MDL. From a start-to-finish perspective, comparing the January average rate of 12.8615 to the December average rate of 12.9070, the exchange rate registered a net change of 0.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.0622 was down 2.70% compared to the 2019 peak of 13.4243, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 65,311 MDL

2019 Average 64,230 MDL

Yearly Trough Low 59,754 MDL

Transaction Impact: A difference of 5,556.75 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.9897

11.9981

JanuMarcMayJulySeptNove

SGD to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.5803, compared to 12.4189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1614 points.

H1 Avg (Jan–Jun) 12.5803

H2 Avg (Jul–Dec) 12.4189

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.6373 MDL (High: 13.0272 / Low: 12.3899). On the other end, December was the most stable month, with a tight range of 0.1750 MDL (High: 12.9837 / Low: 12.8087).

April Spread (Volatile) ±0.6373

December Spread (Stable) ±0.1750

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2612 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2612

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 12.8615) against the same month in 2019 (average: 12.6248), the exchange rate shifted by +0.2367 (+1.87%).

2020 Avg (January) 12.8615

2019 Avg (January) 12.6248

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.0622	12.6526	12.8615
February	12.7797	12.4787	12.6373
March	12.7692	12.2429	12.4674
April	13.0272	12.3899	12.7331
May	12.6661	12.3299	12.4719
June	12.4404	12.2040	12.3106
July	12.3764	12.0338	12.2138
August	12.2384	11.9508	12.0807
September	12.3532	12.0557	12.1652
October	12.5457	12.3048	12.4367
November	12.8930	12.4491	12.7100
December	12.9837	12.8087	12.9070