2014 SGD to MDL Historical Review

YEARLY HIGH

11.9167 MDL

YEARLY LOW

10.1853 MDL

YEARLY AVERAGE

11.0543 MDL

2014 SGD to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 11.9167. Conversely, the yearly low was recorded on January 8, dropping to 10.1853.

This high-to-low spread represents a total annual volatility of 1.7314 MDL. From a start-to-finish perspective, comparing the January average rate of 10.3591 to the December average rate of 11.7191, the exchange rate registered a net change of 13.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 11.9167 was up 13.37% compared to the 2013 peak of 10.5116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 59,584 MDL

2013 Average 50,106 MDL

Yearly Trough Low 50,927 MDL

Transaction Impact: A difference of 8,657.09 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

11.8551

10.2232

JanuMarcMayJulySeptNove

SGD to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.7120, compared to 11.3966 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6847 points.

H1 Avg (Jan–Jun) 10.7120

H2 Avg (Jul–Dec) 11.3966

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.4807 MDL (High: 11.9167 / Low: 11.4360). On the other end, April was the most stable month, with a tight range of 0.1745 MDL (High: 10.7616 / Low: 10.5871).

December Spread (Volatile) ±0.4807

April Spread (Stable) ±0.1745

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1583 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1583

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 11.7191) against the same month in 2013 (average: 10.2719), the exchange rate shifted by +1.4472 (+14.09%).

2014 Avg (December) 11.7191

2013 Avg (December) 10.2719

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.5343	10.1853	10.3591
February	10.7972	10.5471	10.6588
March	10.7651	10.4244	10.6033
April	10.7616	10.5871	10.6766
May	11.0280	10.6966	10.8476
June	11.2348	11.0137	11.1263
July	11.3142	11.1171	11.2329
August	11.2317	10.9471	11.0746
September	11.4061	11.2062	11.3218
October	11.5737	11.3949	11.4933
November	11.6372	11.4201	11.5381
December	11.9167	11.4360	11.7191