2025 SGD to MDL Historical Review

YEARLY HIGH

13.9791 MDL

YEARLY LOW

12.7935 MDL

YEARLY AVERAGE

13.2439 MDL

2025 SGD to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 13.9791. Conversely, the yearly low was recorded on September 2, dropping to 12.7935.

This high-to-low spread represents a total annual volatility of 1.1856 MDL. From a start-to-finish perspective, comparing the January average rate of 13.6248 to the December average rate of 13.0577, the exchange rate registered a net change of -4.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 13.9791 was up 2.04% compared to the 2024 peak of 13.6993, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 69,895 MDL

2024 Average 66,347 MDL

Yearly Trough Low 63,967 MDL

Transaction Impact: A difference of 5,927.98 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

13.9405

12.8124

JanuMarcMayJulySeptNove

SGD to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.4628, compared to 13.0251 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4378 points.

H1 Avg (Jan–Jun) 13.4628

H2 Avg (Jul–Dec) 13.0251

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.5792 MDL (High: 13.8784 / Low: 13.2991). On the other end, December was the most stable month, with a tight range of 0.2055 MDL (High: 13.1406 / Low: 12.9351).

March Spread (Volatile) ±0.5792

December Spread (Stable) ±0.2055

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3457 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3457

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 13.8465) against the same month in 2024 (average: 13.2340), the exchange rate shifted by +0.6125 (+4.63%).

2025 Avg (February) 13.8465

2024 Avg (February) 13.2340

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.8195	13.4047	13.6248
February	13.9791	13.6499	13.8465
March	13.8784	13.2991	13.5007
April	13.4357	12.9566	13.1885
May	13.4521	13.0343	13.3014
June	13.4129	13.1641	13.3150
July	13.2241	13.0136	13.1483
August	13.2955	12.8541	13.0179
September	13.0256	12.7935	12.9064
October	13.1684	12.8897	13.0076
November	13.1508	12.8633	13.0125
December	13.1406	12.9351	13.0577