2021 SGD to MDL Historical Review

YEARLY HIGH

13.5039 MDL

YEARLY LOW

12.7559 MDL

YEARLY AVERAGE

13.1306 MDL

2021 SGD to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 19, valuing the pair at 13.5039. Conversely, the yearly low was recorded on October 12, dropping to 12.7559.

This high-to-low spread represents a total annual volatility of 0.7480 MDL. From a start-to-finish perspective, comparing the January average rate of 13.0060 to the December average rate of 13.0062, the exchange rate registered a net change of 0.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.5039 was up 3.38% compared to the 2020 peak of 13.0622, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 67,520 MDL

2020 Average 62,495 MDL

Yearly Trough Low 63,780 MDL

Transaction Impact: A difference of 3,739.97 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.4534

12.8300

JanuMarcMayJulySeptNove

SGD to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.2217, compared to 13.0394 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1823 points.

H1 Avg (Jan–Jun) 13.2217

H2 Avg (Jul–Dec) 13.0394

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.4104 MDL (High: 13.3811 / Low: 12.9707). On the other end, November was the most stable month, with a tight range of 0.1200 MDL (High: 13.0370 / Low: 12.9170).

March Spread (Volatile) ±0.4104

November Spread (Stable) ±0.1200

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2337 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2337

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 13.4015) against the same month in 2020 (average: 12.7331), the exchange rate shifted by +0.6684 (+5.25%).

2021 Avg (April) 13.4015

2020 Avg (April) 12.7331

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.1916	12.9018	13.0060
February	13.2669	12.9582	13.1143
March	13.3811	12.9707	13.1815
April	13.5039	13.3145	13.4015
May	13.4407	13.2318	13.3090
June	13.4347	13.2177	13.3178
July	13.4012	13.1427	13.2785
August	13.2246	12.8661	13.0447
September	13.1645	12.9162	13.0544
October	13.0283	12.7559	12.8819
November	13.0370	12.9170	12.9709
December	13.1633	12.8759	13.0062