2015 SGD to MDL Historical Review

YEARLY HIGH

14.3769 MDL

YEARLY LOW

11.7205 MDL

YEARLY AVERAGE

13.6445 MDL

2015 SGD to MDL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to MDL exchange rate experienced significant fluctuation. The market reached its absolute peak on October 24, valuing the pair at 14.3769. Conversely, the yearly low was recorded on January 9, dropping to 11.7205.

This high-to-low spread represents a total annual volatility of 2.6563 MDL. From a start-to-finish perspective, comparing the January average rate of 12.4590 to the December average rate of 14.0071, the exchange rate registered a net change of 12.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 14.3769 was up 20.64% compared to the 2014 peak of 11.9167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 71,884 MDL

2014 Average 55,282 MDL

Yearly Trough Low 58,603 MDL

Transaction Impact: A difference of 13,281.61 MDL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

14.3674

12.2855

JanuMarcMayJulySeptNove

SGD to MDL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.3320, compared to 13.9569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6249 points.

H1 Avg (Jan–Jun) 13.3320

H2 Avg (Jul–Dec) 13.9569

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 1.5681 MDL (High: 13.2886 / Low: 11.7205). On the other end, August was the most stable month, with a tight range of 0.3216 MDL (High: 13.7835 / Low: 13.4619).

January Spread (Volatile) ±1.5681

August Spread (Stable) ±0.3216

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3599 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3599

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 14.1939) against the same month in 2014 (average: 11.4933), the exchange rate shifted by +2.7006 (+23.50%).

2015 Avg (October) 14.1939

2014 Avg (October) 11.4933

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.2886	11.7205	12.4590
February	13.9415	13.3131	13.6989
March	13.6380	13.0484	13.3390
April	13.8535	12.8917	13.3365
May	13.6261	13.2306	13.4201
June	14.3164	13.3874	13.7388
July	14.1192	13.6336	13.9201
August	13.7835	13.4619	13.5883
September	14.2116	13.5145	13.9116
October	14.3769	14.0041	14.1939
November	14.3035	13.9229	14.1207
December	14.2104	13.8200	14.0071