2012 SVC to GHS Historical Review

YEARLY HIGH

0.2244 GHS

YEARLY LOW

0.1872 GHS

YEARLY AVERAGE

0.2116 GHS

2012 SVC to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SVC to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 0.2244. Conversely, the yearly low was recorded on January 1, dropping to 0.1872.

This high-to-low spread represents a total annual volatility of 0.0372 GHS. From a start-to-finish perspective, comparing the January average rate of 0.1932 to the December average rate of 0.2168, the exchange rate registered a net change of 12.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2244 was up 17.82% compared to the 2011 peak of 0.1905, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 1,122 GHS

2011 Average 883 GHS

Yearly Trough Low 936 GHS

Transaction Impact: A difference of 185.96 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2260

0.1903

JanuMarcMayJulySeptNove

SVC to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2044, compared to 0.2187 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0143 points.

H1 Avg (Jan–Jun) 0.2044

H2 Avg (Jul–Dec) 0.2187

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0123 GHS (High: 0.1995 / Low: 0.1872). On the other end, December was the most stable month, with a tight range of 0.0019 GHS (High: 0.2181 / Low: 0.2162).

January Spread (Volatile) ±0.0123

December Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0042 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.2231) against the same month in 2011 (average: 0.1731), the exchange rate shifted by +0.0500 (+28.89%).

2012 Avg (July) 0.2231

2011 Avg (July) 0.1731

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1995	0.1872	0.1932
February	0.1983	0.1922	0.1935
March	0.2037	0.1923	0.1988
April	0.2121	0.2028	0.2066
May	0.2178	0.2110	0.2152
June	0.2220	0.2153	0.2192
July	0.2244	0.2214	0.2231
August	0.2239	0.2206	0.2224
September	0.2213	0.2154	0.2182
October	0.2181	0.2145	0.2158
November	0.2181	0.2146	0.2159
December	0.2181	0.2162	0.2168