YEARLY HIGH
1.7749 GHS
YEARLY LOW
1.1657 GHS
YEARLY AVERAGE
1.4487 GHS

2025 SVC to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SVC to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 1.7749. Conversely, the yearly low was recorded on June 8, dropping to 1.1657.

This high-to-low spread represents a total annual volatility of 0.6092 GHS. From a start-to-finish perspective, comparing the January average rate of 1.7072 to the December average rate of 1.2958, the exchange rate registered a net change of -24.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.7749 was down 5.34% compared to the 2024 peak of 1.8750, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 8,874 GHS
2024 Average 8,276 GHS
Yearly Trough Low 5,828 GHS
Transaction Impact: A difference of 3,046.04 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.8314
1.1162
JanuMarcMayJulySeptNove

SVC to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6216, compared to 1.2759 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3457 points.

H1 Avg (Jan–Jun) 1.6216
H2 Avg (Jul–Dec) 1.2759

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.5471 GHS (High: 1.7511 / Low: 1.2040). On the other end, March was the most stable month, with a tight range of 0.0026 GHS (High: 1.7736 / Low: 1.7710).

May Spread (Volatile) ±0.5471
March Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3705 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3705

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 1.7672) against the same month in 2024 (average: 1.4239), the exchange rate shifted by +0.3433 (+24.11%).

2025 Avg (February) 1.7672
2024 Avg (February) 1.4239

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7494 1.6795 1.7072
February 1.7749 1.7485 1.7672
March 1.7736 1.7710 1.7718
April 1.7716 1.6496 1.7614
May 1.7511 1.2040 1.5463
June 1.2040 1.1657 1.1758
July 1.2002 1.1797 1.1903
August 1.2786 1.2004 1.2326
September 1.4182 1.1994 1.3494
October 1.4403 1.2242 1.3266
November 1.2961 1.2410 1.2607
December 1.3171 1.2000 1.2958