2026 SVC to GHS Historical Review

YEARLY HIGH

1.3508 GHS

YEARLY LOW

1.1971 GHS

YEARLY AVERAGE

1.2715 GHS

2026 SVC to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SVC to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 8, valuing the pair at 1.3508. Conversely, the yearly low was recorded on January 3, dropping to 1.1971.

This high-to-low spread represents a total annual volatility of 0.1536 GHS. From a start-to-finish perspective, comparing the January average rate of 1.2310 to the December average rate of 1.3376, the exchange rate registered a net change of 8.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.3508 was down 23.89% compared to the 2025 peak of 1.7749, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 6,754 GHS

2025 Average 7,234 GHS

Yearly Trough Low 5,986 GHS

Transaction Impact: A difference of 768.22 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.3482

1.2204

JanuMarcMayJuly

SVC to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2532, compared to 1.3263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0731 points.

H1 Avg (Jan–Jun) 1.2532

H2 Avg (Jul–Dec) 1.3263

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.1276 GHS (High: 1.3508 / Low: 1.2231). On the other end, August was the most stable month, with a tight range of 0.0039 GHS (High: 1.3400 / Low: 1.3360).

June Spread (Volatile) ±0.1276

August Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0297 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 1.3011) against the same month in 2025 (average: 1.1758), the exchange rate shifted by +0.1253 (+10.66%).

2026 Avg (June) 1.3011

2025 Avg (June) 1.1758

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2507	1.1971	1.2310
February	1.2600	1.2178	1.2499
March	1.2560	1.2189	1.2416
April	1.2727	1.2573	1.2625
May	1.2797	1.2228	1.2329
June	1.3508	1.2231	1.3011
July	1.3354	1.2941	1.3151
August	1.3400	1.3360	1.3376