2014 SVC to GHS Historical Review

YEARLY HIGH

0.4424 GHS

YEARLY LOW

0.2670 GHS

YEARLY AVERAGE

0.3475 GHS

2014 SVC to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SVC to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 0.4424. Conversely, the yearly low was recorded on January 2, dropping to 0.2670.

This high-to-low spread represents a total annual volatility of 0.1755 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2724 to the December average rate of 0.3659, the exchange rate registered a net change of 34.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4424 was up 63.33% compared to the 2013 peak of 0.2709, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 2,212 GHS

2013 Average 1,181 GHS

Yearly Trough Low 1,335 GHS

Transaction Impact: A difference of 877.32 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4301

0.2581

JanuMarcMayJulySeptNove

SVC to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3098, compared to 0.3852 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0754 points.

H1 Avg (Jan–Jun) 0.3098

H2 Avg (Jul–Dec) 0.3852

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0626 GHS (High: 0.4346 / Low: 0.3720). On the other end, December was the most stable month, with a tight range of 0.0032 GHS (High: 0.3678 / Low: 0.3646).

September Spread (Volatile) ±0.0626

December Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0380 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0380

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 0.4158) against the same month in 2013 (average: 0.2416), the exchange rate shifted by +0.1742 (+72.11%).

2014 Avg (August) 0.4158

2013 Avg (August) 0.2416

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2791	0.2670	0.2724
February	0.2936	0.2730	0.2850
March	0.3077	0.2913	0.2965
April	0.3231	0.3071	0.3160
May	0.3449	0.3236	0.3329
June	0.3744	0.3411	0.3560
July	0.4033	0.3724	0.3859
August	0.4424	0.3856	0.4158
September	0.4346	0.3720	0.4073
October	0.3733	0.3662	0.3693
November	0.3712	0.3642	0.3672
December	0.3678	0.3646	0.3659