2013 SVC to GHS Historical Review

YEARLY HIGH

0.2709 GHS

YEARLY LOW

0.2155 GHS

YEARLY AVERAGE

0.2361 GHS

2013 SVC to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SVC to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.2709. Conversely, the yearly low was recorded on January 10, dropping to 0.2155.

This high-to-low spread represents a total annual volatility of 0.0554 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2175 to the December average rate of 0.2657, the exchange rate registered a net change of 22.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2709 was up 20.70% compared to the 2012 peak of 0.2244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 1,354 GHS

2012 Average 1,058 GHS

Yearly Trough Low 1,077 GHS

Transaction Impact: A difference of 277.16 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2705

0.2127

JanuMarcMayJulySeptNove

SVC to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2227, compared to 0.2495 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0268 points.

H1 Avg (Jan–Jun) 0.2227

H2 Avg (Jul–Dec) 0.2495

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0110 GHS (High: 0.2709 / Low: 0.2599). On the other end, February was the most stable month, with a tight range of 0.0026 GHS (High: 0.2196 / Low: 0.2170).

December Spread (Volatile) ±0.0110

February Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.2657) against the same month in 2012 (average: 0.2168), the exchange rate shifted by +0.0489 (+22.53%).

2013 Avg (December) 0.2657

2012 Avg (December) 0.2168

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2186	0.2155	0.2175
February	0.2196	0.2170	0.2181
March	0.2223	0.2188	0.2207
April	0.2256	0.2210	0.2231
May	0.2282	0.2239	0.2271
June	0.2324	0.2282	0.2296
July	0.2384	0.2314	0.2345
August	0.2458	0.2370	0.2416
September	0.2492	0.2446	0.2482
October	0.2527	0.2489	0.2502
November	0.2599	0.2532	0.2570
December	0.2709	0.2599	0.2657