2020 SVC to GHS Historical Review

YEARLY HIGH

0.6823 GHS

YEARLY LOW

0.6077 GHS

YEARLY AVERAGE

0.6553 GHS

2020 SVC to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.6823. Conversely, the yearly low was recorded on February 22, dropping to 0.6077.

This high-to-low spread represents a total annual volatility of 0.0745 GHS. From a start-to-finish perspective, comparing the January average rate of 0.6459 to the December average rate of 0.6706, the exchange rate registered a net change of 3.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6823 was down 58.90% compared to the 2019 peak of 1.6600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 3,411 GHS

2019 Average 3,079 GHS

Yearly Trough Low 3,039 GHS

Transaction Impact: A difference of 372.62 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6762

0.6092

JanuMarcMayJulySeptNove

SVC to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6468, compared to 0.6638 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0171 points.

H1 Avg (Jan–Jun) 0.6468

H2 Avg (Jul–Dec) 0.6638

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0428 GHS (High: 0.6600 / Low: 0.6171). On the other end, September was the most stable month, with a tight range of 0.0040 GHS (High: 0.6633 / Low: 0.6594).

March Spread (Volatile) ±0.0428

September Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0312 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.6706) against the same month in 2019 (average: 0.6513), the exchange rate shifted by +0.0193 (+2.96%).

2020 Avg (December) 0.6706

2019 Avg (December) 0.6513

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6529	0.6287	0.6459
February	0.6287	0.6077	0.6147
March	0.6600	0.6171	0.6382
April	0.6660	0.6523	0.6603
May	0.6646	0.6570	0.6602
June	0.6643	0.6568	0.6613
July	0.6646	0.6574	0.6602
August	0.6629	0.6580	0.6597
September	0.6633	0.6594	0.6613
October	0.6675	0.6620	0.6643
November	0.6697	0.6651	0.6668
December	0.6823	0.6674	0.6706