YEARLY HIGH
34.6403 RUB
YEARLY LOW
26.5531 RUB
YEARLY AVERAGE
31.4082 RUB

2020 TOP to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on November 2, valuing the pair at 34.6403. Conversely, the yearly low was recorded on January 12, dropping to 26.5531.

This high-to-low spread represents a total annual volatility of 8.0872 RUB. From a start-to-finish perspective, comparing the January average rate of 26.9421 to the December average rate of 32.3940, the exchange rate registered a net change of 20.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 34.6403 was up 13.99% compared to the 2019 peak of 30.3901, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 173,201 RUB
2019 Average 141,228 RUB
Yearly Trough Low 132,765 RUB
Transaction Impact: A difference of 40,436.01 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

34.1840
26.2837
JanuMarcMayJulySeptNove

TOP to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 30.0895, compared to 32.7270 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.6375 points.

H1 Avg (Jan–Jun) 30.0895
H2 Avg (Jul–Dec) 32.7270

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.6871 RUB (High: 34.1248 / Low: 28.4377). On the other end, June was the most stable month, with a tight range of 0.9796 RUB (High: 31.1211 / Low: 30.1415).

March Spread (Volatile) ±5.6871
June Spread (Stable) ±0.9796

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.0087 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 33.3964) against the same month in 2019 (average: 27.5561), the exchange rate shifted by +5.8403 (+21.19%).

2020 Avg (November) 33.3964
2019 Avg (November) 27.5561

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 27.6168 26.5531 26.9421
February 28.7812 27.1461 27.7108
March 34.1248 28.4377 31.7433
April 33.5094 31.3941 32.0834
May 32.7302 30.6162 31.5330
June 31.1211 30.1415 30.5243
July 32.7198 30.8234 31.3680
August 33.0912 31.8607 32.3867
September 34.2275 32.5164 33.2913
October 34.1721 32.9306 33.5256
November 34.6403 32.8223 33.3964
December 33.2892 31.9050 32.3940