YEARLY HIGH
0.8203 BIF
YEARLY LOW
0.7675 BIF
YEARLY AVERAGE
0.7983 BIF

2019 TZS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the TZS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.8203. Conversely, the yearly low was recorded on March 7, dropping to 0.7675.

This high-to-low spread represents a total annual volatility of 0.0528 BIF. From a start-to-finish perspective, comparing the January average rate of 0.7827 to the December average rate of 0.8168, the exchange rate registered a net change of 4.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.8203 was up 3.48% compared to the 2018 peak of 0.7928, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 4,102 BIF
2018 Average 3,904 BIF
Yearly Trough Low 3,837 BIF
Transaction Impact: A difference of 264.10 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.8208
0.7734
JanuMarcMayJulySeptNove

TZS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7887, compared to 0.8079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0192 points.

H1 Avg (Jan–Jun) 0.7887
H2 Avg (Jul–Dec) 0.8079

Volatility Range Comparison

Volatility

The most volatile month in 2019 was March, with a trading range of 0.0255 BIF (High: 0.7930 / Low: 0.7675). On the other end, November was the most stable month, with a tight range of 0.0049 BIF (High: 0.8148 / Low: 0.8099).

March Spread (Volatile) ±0.0255
November Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0039 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.8168) against the same month in 2018 (average: 0.7850), the exchange rate shifted by +0.0318 (+4.05%).

2019 Avg (December) 0.8168
2018 Avg (December) 0.7850

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7899 0.7729 0.7827
February 0.7890 0.7713 0.7788
March 0.7930 0.7675 0.7774
April 0.7960 0.7902 0.7929
May 0.8062 0.7917 0.7984
June 0.8101 0.7959 0.8020
July 0.8050 0.7992 0.8016
August 0.8059 0.7888 0.8021
September 0.8096 0.7981 0.8060
October 0.8139 0.8039 0.8082
November 0.8148 0.8099 0.8128
December 0.8203 0.8143 0.8168