2021 TZS to BIF Historical Review

YEARLY HIGH

0.8700 BIF

YEARLY LOW

0.8366 BIF

YEARLY AVERAGE

0.8531 BIF

2021 TZS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TZS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.8700. Conversely, the yearly low was recorded on January 18, dropping to 0.8366.

This high-to-low spread represents a total annual volatility of 0.0333 BIF. From a start-to-finish perspective, comparing the January average rate of 0.8391 to the December average rate of 0.8678, the exchange rate registered a net change of 3.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.8700 was up 3.62% compared to the 2020 peak of 0.8395, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 4,350 BIF

2020 Average 4,135 BIF

Yearly Trough Low 4,183 BIF

Transaction Impact: A difference of 166.61 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8706

0.8362

JanuMarcMayJulySeptNove

TZS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8447, compared to 0.8614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0167 points.

H1 Avg (Jan–Jun) 0.8447

H2 Avg (Jul–Dec) 0.8614

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0115 BIF (High: 0.8522 / Low: 0.8408). On the other end, August was the most stable month, with a tight range of 0.0021 BIF (High: 0.8564 / Low: 0.8543).

May Spread (Volatile) ±0.0115

August Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0004 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.8678) against the same month in 2020 (average: 0.8376), the exchange rate shifted by +0.0302 (+3.60%).

2021 Avg (December) 0.8678

2020 Avg (December) 0.8376

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8452	0.8366	0.8391
February	0.8456	0.8375	0.8410
March	0.8475	0.8394	0.8433
April	0.8507	0.8394	0.8428
May	0.8522	0.8408	0.8490
June	0.8560	0.8511	0.8532
July	0.8571	0.8537	0.8550
August	0.8564	0.8543	0.8554
September	0.8654	0.8559	0.8582
October	0.8681	0.8625	0.8655
November	0.8679	0.8644	0.8664
December	0.8700	0.8652	0.8678