YEARLY HIGH
1.1988 BIF
YEARLY LOW
1.1109 BIF
YEARLY AVERAGE
1.1473 BIF

2026 TZS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TZS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1.1988. Conversely, the yearly low was recorded on March 9, dropping to 1.1109.

This high-to-low spread represents a total annual volatility of 0.0878 BIF. From a start-to-finish perspective, comparing the January average rate of 1.1754 to the December average rate of 1.1379, the exchange rate registered a net change of -3.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.1988 was down 1.98% compared to the 2025 peak of 1.2230, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 5,994 BIF
2025 Average 5,782 BIF
Yearly Trough Low 5,555 BIF
Transaction Impact: A difference of 439.21 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.1794
1.1307
JanuFebrMarcApriMayJune

TZS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1473, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1473 points.

H1 Avg (Jan–Jun) 1.1473
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0518 BIF (High: 1.1627 / Low: 1.1109). On the other end, June was the most stable month, with a tight range of 0.0088 BIF (High: 1.1411 / Low: 1.1322).

March Spread (Volatile) ±0.0518
June Spread (Stable) ±0.0088

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0281 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.1754) against the same month in 2025 (average: 1.1751), the exchange rate shifted by +0.0003 (+0.02%).

2026 Avg (January) 1.1754
2025 Avg (January) 1.1751

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1988 1.1515 1.1754
February 1.1602 1.1323 1.1473
March 1.1627 1.1109 1.1456
April 1.1479 1.1381 1.1428
May 1.1424 1.1317 1.1348
June 1.1411 1.1322 1.1379