YEARLY HIGH
1.2230 BIF
YEARLY LOW
1.0856 BIF
YEARLY AVERAGE
1.1563 BIF

2025 TZS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TZS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 1.2230. Conversely, the yearly low was recorded on May 10, dropping to 1.0856.

This high-to-low spread represents a total annual volatility of 0.1374 BIF. From a start-to-finish perspective, comparing the January average rate of 1.1751 to the December average rate of 1.1999, the exchange rate registered a net change of 2.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.2230 was down 2.64% compared to the 2024 peak of 1.2561, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 6,115 BIF
2024 Average 5,523 BIF
Yearly Trough Low 5,428 BIF
Transaction Impact: A difference of 687.05 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.2133
1.0848
JanuMarcMayJulySeptNove

TZS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1263, compared to 1.1862 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0598 points.

H1 Avg (Jan–Jun) 1.1263
H2 Avg (Jul–Dec) 1.1862

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0690 BIF (High: 1.2024 / Low: 1.1334). On the other end, May was the most stable month, with a tight range of 0.0245 BIF (High: 1.1101 / Low: 1.0856).

August Spread (Volatile) ±0.0690
May Spread (Stable) ±0.0245

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0329 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0329

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 1.2026) against the same month in 2024 (average: 1.0955), the exchange rate shifted by +0.1071 (+9.77%).

2025 Avg (November) 1.2026
2024 Avg (November) 1.0955

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2196 1.1512 1.1751
February 1.1608 1.1288 1.1423
March 1.1412 1.1039 1.1192
April 1.1257 1.0900 1.1049
May 1.1101 1.0856 1.0955
June 1.1462 1.0966 1.1211
July 1.1641 1.1215 1.1388
August 1.2024 1.1334 1.1783
September 1.2131 1.1774 1.1988
October 1.2110 1.1827 1.1988
November 1.2230 1.1927 1.2026
December 1.2185 1.1853 1.1999