2020 TZS to BIF Historical Review

YEARLY HIGH

0.8395 BIF

YEARLY LOW

0.8123 BIF

YEARLY AVERAGE

0.8269 BIF

2020 TZS to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TZS to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.8395. Conversely, the yearly low was recorded on April 12, dropping to 0.8123.

This high-to-low spread represents a total annual volatility of 0.0273 BIF. From a start-to-finish perspective, comparing the January average rate of 0.8181 to the December average rate of 0.8376, the exchange rate registered a net change of 2.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8395 was up 2.34% compared to the 2019 peak of 0.8203, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 4,198 BIF

2019 Average 3,992 BIF

Yearly Trough Low 4,061 BIF

Transaction Impact: A difference of 136.44 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8396

0.8156

JanuMarcMayJulySeptNove

TZS to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8205, compared to 0.8333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0128 points.

H1 Avg (Jan–Jun) 0.8205

H2 Avg (Jul–Dec) 0.8333

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0136 BIF (High: 0.8259 / Low: 0.8123). On the other end, December was the most stable month, with a tight range of 0.0031 BIF (High: 0.8395 / Low: 0.8364).

April Spread (Volatile) ±0.0136

December Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0010 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.8376) against the same month in 2019 (average: 0.8168), the exchange rate shifted by +0.0208 (+2.54%).

2020 Avg (December) 0.8376

2019 Avg (December) 0.8168

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8205	0.8149	0.8181
February	0.8221	0.8154	0.8176
March	0.8244	0.8183	0.8207
April	0.8259	0.8123	0.8198
May	0.8287	0.8182	0.8230
June	0.8284	0.8207	0.8237
July	0.8315	0.8236	0.8292
August	0.8320	0.8287	0.8304
September	0.8348	0.8311	0.8325
October	0.8367	0.8327	0.8341
November	0.8376	0.8344	0.8362
December	0.8395	0.8364	0.8376