2015 XCD to SGD Historical Review

YEARLY HIGH

0.5305 SGD

YEARLY LOW

0.4888 SGD

YEARLY AVERAGE

0.5089 SGD

2015 XCD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the XCD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 3, valuing the pair at 0.5305. Conversely, the yearly low was recorded on April 28, dropping to 0.4888.

This high-to-low spread represents a total annual volatility of 0.0417 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4949 to the December average rate of 0.5212, the exchange rate registered a net change of 5.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5305 was up 8.16% compared to the 2014 peak of 0.4904, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 2,652 SGD

2014 Average 2,346 SGD

Yearly Trough Low 2,444 SGD

Transaction Impact: A difference of 208.35 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5271

0.4908

JanuMarcMayJulySeptNove

XCD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4997, compared to 0.5181 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0185 points.

H1 Avg (Jan–Jun) 0.4997

H2 Avg (Jul–Dec) 0.5181

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0189 SGD (High: 0.5305 / Low: 0.5115). On the other end, February was the most stable month, with a tight range of 0.0064 SGD (High: 0.5042 / Low: 0.4978).

October Spread (Volatile) ±0.0189

February Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0103 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.5189) against the same month in 2014 (average: 0.4721), the exchange rate shifted by +0.0468 (+9.91%).

2015 Avg (October) 0.5189

2014 Avg (October) 0.4721

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5012	0.4909	0.4949
February	0.5042	0.4978	0.5018
March	0.5152	0.5045	0.5098
April	0.5076	0.4888	0.4995
May	0.4999	0.4890	0.4939
June	0.5029	0.4938	0.4982
July	0.5084	0.4986	0.5038
August	0.5222	0.5078	0.5173
September	0.5287	0.5176	0.5241
October	0.5305	0.5115	0.5189
November	0.5272	0.5173	0.5236
December	0.5245	0.5174	0.5212