2020 XCD to SGD Historical Review

YEARLY HIGH

0.5391 SGD

YEARLY LOW

0.4891 SGD

YEARLY AVERAGE

0.5105 SGD

2020 XCD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.5391. Conversely, the yearly low was recorded on December 31, dropping to 0.4891.

This high-to-low spread represents a total annual volatility of 0.0499 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4999 to the December average rate of 0.4929, the exchange rate registered a net change of -1.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5391 was up 4.69% compared to the 2019 peak of 0.5149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 2,695 SGD

2019 Average 2,524 SGD

Yearly Trough Low 2,446 SGD

Transaction Impact: A difference of 249.70 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5302

0.4895

JanuMarcMayJulySeptNove

XCD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5176, compared to 0.5034 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0142 points.

H1 Avg (Jan–Jun) 0.5176

H2 Avg (Jul–Dec) 0.5034

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0296 SGD (High: 0.5391 / Low: 0.5095). On the other end, October was the most stable month, with a tight range of 0.0049 SGD (High: 0.5055 / Low: 0.5006).

March Spread (Volatile) ±0.0296

October Spread (Stable) ±0.0049

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0091 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5242) against the same month in 2019 (average: 0.5010), the exchange rate shifted by +0.0231 (+4.62%).

2020 Avg (March) 0.5242

2019 Avg (March) 0.5010

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5050	0.4978	0.4999
February	0.5187	0.5049	0.5141
March	0.5391	0.5095	0.5242
April	0.5328	0.5221	0.5268
May	0.5282	0.5224	0.5249
June	0.5211	0.5126	0.5158
July	0.5164	0.5074	0.5135
August	0.5093	0.5025	0.5067
September	0.5096	0.5022	0.5056
October	0.5055	0.5006	0.5031
November	0.5061	0.4949	0.4983
December	0.4950	0.4891	0.4929