2021 XCD to SGD Historical Review

YEARLY HIGH

0.5079 SGD

YEARLY LOW

0.4875 SGD

YEARLY AVERAGE

0.4972 SGD

2021 XCD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.5079. Conversely, the yearly low was recorded on January 6, dropping to 0.4875.

This high-to-low spread represents a total annual volatility of 0.0204 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4907 to the December average rate of 0.5045, the exchange rate registered a net change of 2.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5079 was down 5.79% compared to the 2020 peak of 0.5391, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 2,539 SGD

2020 Average 2,552 SGD

Yearly Trough Low 2,438 SGD

Transaction Impact: A difference of 101.82 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5059

0.4893

JanuMarcMayJulySeptNove

XCD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4931, compared to 0.5013 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0083 points.

H1 Avg (Jan–Jun) 0.4931

H2 Avg (Jul–Dec) 0.5013

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0090 SGD (High: 0.5074 / Low: 0.4984). On the other end, January was the most stable month, with a tight range of 0.0053 SGD (High: 0.4928 / Low: 0.4875).

November Spread (Volatile) ±0.0090

January Spread (Stable) ±0.0053

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0028 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.5045) against the same month in 2020 (average: 0.4929), the exchange rate shifted by +0.0116 (+2.35%).

2021 Avg (December) 0.5045

2020 Avg (December) 0.4929

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4928	0.4875	0.4907
February	0.4947	0.4880	0.4913
March	0.4997	0.4912	0.4969
April	0.4980	0.4901	0.4940
May	0.4945	0.4887	0.4919
June	0.4980	0.4894	0.4936
July	0.5056	0.4977	0.5013
August	0.5050	0.4975	0.5013
September	0.5038	0.4962	0.4987
October	0.5027	0.4969	0.5000
November	0.5074	0.4984	0.5023
December	0.5079	0.4990	0.5045