2025 XCD to SGD Historical Review

YEARLY HIGH

0.5075 SGD

YEARLY LOW

0.4702 SGD

YEARLY AVERAGE

0.4837 SGD

2025 XCD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XCD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.5075. Conversely, the yearly low was recorded on June 30, dropping to 0.4702.

This high-to-low spread represents a total annual volatility of 0.0373 SGD. From a start-to-finish perspective, comparing the January average rate of 0.5039 to the December average rate of 0.4776, the exchange rate registered a net change of -5.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5075 was up 0.34% compared to the 2024 peak of 0.5058, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 2,537 SGD

2024 Average 2,473 SGD

Yearly Trough Low 2,351 SGD

Transaction Impact: A difference of 186.26 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5069

0.4710

JanuMarcMayJulySeptNove

XCD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4901, compared to 0.4773 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0128 points.

H1 Avg (Jan–Jun) 0.4901

H2 Avg (Jul–Dec) 0.4773

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0171 SGD (High: 0.5004 / Low: 0.4833). On the other end, August was the most stable month, with a tight range of 0.0038 SGD (High: 0.4773 / Low: 0.4735).

April Spread (Volatile) ±0.0171

August Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0104 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.5039) against the same month in 2024 (average: 0.4943), the exchange rate shifted by +0.0096 (+1.95%).

2025 Avg (January) 0.5039

2024 Avg (January) 0.4943

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5075	0.4980	0.5039
February	0.5062	0.4934	0.4983
March	0.5000	0.4919	0.4945
April	0.5004	0.4833	0.4898
May	0.4855	0.4751	0.4794
June	0.4773	0.4702	0.4747
July	0.4803	0.4709	0.4740
August	0.4773	0.4735	0.4754
September	0.4790	0.4720	0.4756
October	0.4810	0.4765	0.4794
November	0.4839	0.4794	0.4817
December	0.4801	0.4749	0.4776