2022 XCD to SGD Historical Review

YEARLY HIGH

0.5324 SGD

YEARLY LOW

0.4960 SGD

YEARLY AVERAGE

0.5101 SGD

2022 XCD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the XCD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.5324. Conversely, the yearly low was recorded on December 31, dropping to 0.4960.

This high-to-low spread represents a total annual volatility of 0.0363 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4998 to the December average rate of 0.5003, the exchange rate registered a net change of 0.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5324 was up 4.83% compared to the 2021 peak of 0.5079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 2,662 SGD

2021 Average 2,486 SGD

Yearly Trough Low 2,480 SGD

Transaction Impact: A difference of 181.64 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5296

0.4957

JanuMarcMayJulySeptNove

XCD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5050, compared to 0.5151 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0101 points.

H1 Avg (Jan–Jun) 0.5050

H2 Avg (Jul–Dec) 0.5151

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0232 SGD (High: 0.5262 / Low: 0.5030). On the other end, March was the most stable month, with a tight range of 0.0050 SGD (High: 0.5055 / Low: 0.5005).

November Spread (Volatile) ±0.0232

March Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0144 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.5228) against the same month in 2021 (average: 0.4987), the exchange rate shifted by +0.0241 (+4.84%).

2022 Avg (September) 0.5228

2021 Avg (September) 0.4987

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5036	0.4973	0.4998
February	0.5029	0.4966	0.4986
March	0.5055	0.5005	0.5028
April	0.5130	0.5019	0.5054
May	0.5167	0.5058	0.5113
June	0.5158	0.5071	0.5124
July	0.5209	0.5105	0.5160
August	0.5176	0.5069	0.5123
September	0.5324	0.5165	0.5228
October	0.5323	0.5192	0.5268
November	0.5262	0.5030	0.5124
December	0.5034	0.4960	0.5003