2014 XDR to BAM Historical Review

YEARLY HIGH

2.3368 BAM

YEARLY LOW

2.1814 BAM

YEARLY AVERAGE

2.2396 BAM

2014 XDR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XDR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.3368. Conversely, the yearly low was recorded on March 17, dropping to 2.1814.

This high-to-low spread represents a total annual volatility of 0.1554 BAM. From a start-to-finish perspective, comparing the January average rate of 2.2058 to the December average rate of 2.3137, the exchange rate registered a net change of 4.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.3368 was up 1.92% compared to the 2013 peak of 2.2927, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 11,684 BAM

2013 Average 11,197 BAM

Yearly Trough Low 10,907 BAM

Transaction Impact: A difference of 777.07 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.3260

2.1784

JanuMarcMayJulySeptNove

XDR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2032, compared to 2.2760 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0728 points.

H1 Avg (Jan–Jun) 2.2032

H2 Avg (Jul–Dec) 2.2760

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0441 BAM (High: 2.2986 / Low: 2.2545). On the other end, April was the most stable month, with a tight range of 0.0122 BAM (High: 2.2001 / Low: 2.1879).

September Spread (Volatile) ±0.0441

April Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0161 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0161

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.3137) against the same month in 2013 (average: 2.1971), the exchange rate shifted by +0.1166 (+5.31%).

2014 Avg (December) 2.3137

2013 Avg (December) 2.1971

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2190	2.1901	2.2058
February	2.2244	2.1985	2.2068
March	2.2005	2.1814	2.1907
April	2.2001	2.1879	2.1940
May	2.2155	2.1890	2.2038
June	2.2258	2.2097	2.2179
July	2.2382	2.2155	2.2271
August	2.2605	2.2326	2.2425
September	2.2986	2.2545	2.2757
October	2.3145	2.2790	2.2957
November	2.3150	2.2893	2.3012
December	2.3368	2.2961	2.3137