2019 XDR to BAM Historical Review

YEARLY HIGH

2.4456 BAM

YEARLY LOW

2.3733 BAM

YEARLY AVERAGE

2.4174 BAM

2019 XDR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the XDR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 2.4456. Conversely, the yearly low was recorded on January 11, dropping to 2.3733.

This high-to-low spread represents a total annual volatility of 0.0723 BAM. From a start-to-finish perspective, comparing the January average rate of 2.3917 to the December average rate of 2.4277, the exchange rate registered a net change of 1.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.4456 was up 1.39% compared to the 2018 peak of 2.4120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 12,228 BAM

2018 Average 11,733 BAM

Yearly Trough Low 11,866 BAM

Transaction Impact: A difference of 361.62 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.4362

2.3877

JanuMarcMayJulySeptNove

XDR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4117, compared to 2.4231 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0114 points.

H1 Avg (Jan–Jun) 2.4117

H2 Avg (Jul–Dec) 2.4231

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0433 BAM (High: 2.4272 / Low: 2.3839). On the other end, May was the most stable month, with a tight range of 0.0193 BAM (High: 2.4384 / Low: 2.4190).

August Spread (Volatile) ±0.0433

May Spread (Stable) ±0.0193

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0186 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0186

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 2.4296) against the same month in 2018 (average: 2.3453), the exchange rate shifted by +0.0843 (+3.59%).

2019 Avg (September) 2.4296

2018 Avg (September) 2.3453

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4086	2.3733	2.3917
February	2.4171	2.3874	2.4043
March	2.4268	2.3997	2.4128
April	2.4397	2.4093	2.4232
May	2.4384	2.4190	2.4285
June	2.4328	2.3907	2.4099
July	2.4207	2.3987	2.4087
August	2.4272	2.3839	2.4126
September	2.4456	2.4052	2.4296
October	2.4384	2.4129	2.4282
November	2.4422	2.4160	2.4322
December	2.4412	2.4110	2.4277