2024 XDR to BAM Historical Review

YEARLY HIGH

2.4709 BAM

YEARLY LOW

2.3470 BAM

YEARLY AVERAGE

2.4000 BAM

2024 XDR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the XDR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 2.4709. Conversely, the yearly low was recorded on August 22, dropping to 2.3470.

This high-to-low spread represents a total annual volatility of 0.1239 BAM. From a start-to-finish perspective, comparing the January average rate of 2.3928 to the December average rate of 2.4478, the exchange rate registered a net change of 2.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 2.4709 was down 0.57% compared to the 2023 peak of 2.4851, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 12,355 BAM

2023 Average 12,065 BAM

Yearly Trough Low 11,735 BAM

Transaction Impact: A difference of 619.53 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

2.4552

2.3664

JanuMarcMayJulySeptNove

XDR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3978, compared to 2.4023 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 2.3978

H2 Avg (Jul–Dec) 2.4023

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0826 BAM (High: 2.4682 / Low: 2.3856). On the other end, July was the most stable month, with a tight range of 0.0291 BAM (High: 2.4003 / Low: 2.3712).

November Spread (Volatile) ±0.0826

July Spread (Stable) ±0.0291

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0149 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0149

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 2.4478) against the same month in 2023 (average: 2.3897), the exchange rate shifted by +0.0581 (+2.43%).

2024 Avg (December) 2.4478

2023 Avg (December) 2.3897

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4065	2.3698	2.3928
February	2.4275	2.3718	2.4040
March	2.4057	2.3711	2.3930
April	2.4356	2.3845	2.4066
May	2.4152	2.3758	2.3921
June	2.4163	2.3770	2.3984
July	2.4003	2.3712	2.3835
August	2.4057	2.3470	2.3738
September	2.3942	2.3605	2.3746
October	2.4187	2.3848	2.4028
November	2.4682	2.3856	2.4310
December	2.4709	2.4205	2.4478