2016 XDR to BAM Historical Review

YEARLY HIGH

2.5207 BAM

YEARLY LOW

2.4148 BAM

YEARLY AVERAGE

2.4571 BAM

2016 XDR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the XDR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 2.5207. Conversely, the yearly low was recorded on May 4, dropping to 2.4148.

This high-to-low spread represents a total annual volatility of 0.1059 BAM. From a start-to-finish perspective, comparing the January average rate of 2.4873 to the December average rate of 2.5006, the exchange rate registered a net change of 0.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.5207 was down 1.23% compared to the 2015 peak of 2.5522, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 12,603 BAM

2015 Average 12,332 BAM

Yearly Trough Low 12,074 BAM

Transaction Impact: A difference of 529.45 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.5076

2.4230

JanuMarcMayJulySeptNove

XDR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4527, compared to 2.4615 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 2.4527

H2 Avg (Jul–Dec) 2.4615

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0722 BAM (High: 2.5061 / Low: 2.4339). On the other end, September was the most stable month, with a tight range of 0.0233 BAM (High: 2.4546 / Low: 2.4312).

November Spread (Volatile) ±0.0722

September Spread (Stable) ±0.0233

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0313 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0313

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 2.5006) against the same month in 2015 (average: 2.4885), the exchange rate shifted by +0.0120 (+0.48%).

2016 Avg (December) 2.5006

2015 Avg (December) 2.4885

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5033	2.4767	2.4873
February	2.4815	2.4346	2.4560
March	2.4858	2.4242	2.4524
April	2.4469	2.4163	2.4300
May	2.4706	2.4148	2.4416
June	2.4723	2.4245	2.4490
July	2.4701	2.4402	2.4592
August	2.4652	2.4174	2.4414
September	2.4546	2.4312	2.4425
October	2.4712	2.4225	2.4481
November	2.5061	2.4339	2.4774
December	2.5207	2.4693	2.5006