2025 XDR to BAM Historical Review

YEARLY HIGH

2.5091 BAM

YEARLY LOW

2.1984 BAM

YEARLY AVERAGE

2.4035 BAM

2025 XDR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 2.5091. Conversely, the yearly low was recorded on July 3, dropping to 2.1984.

This high-to-low spread represents a total annual volatility of 0.3107 BAM. From a start-to-finish perspective, comparing the January average rate of 2.4569 to the December average rate of 2.3974, the exchange rate registered a net change of -2.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.5091 was up 1.54% compared to the 2024 peak of 2.4709, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 12,546 BAM

2024 Average 12,000 BAM

Yearly Trough Low 10,992 BAM

Transaction Impact: A difference of 1,553.48 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.4654

2.3626

JanuMarcMayJulySeptNove

XDR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4145, compared to 2.3924 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0221 points.

H1 Avg (Jan–Jun) 2.4145

H2 Avg (Jul–Dec) 2.3924

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.2639 BAM (High: 2.4623 / Low: 2.1984). On the other end, December was the most stable month, with a tight range of 0.0120 BAM (High: 2.4037 / Low: 2.3917).

July Spread (Volatile) ±0.2639

December Spread (Stable) ±0.0120

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0542 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0542

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 2.4563) against the same month in 2024 (average: 2.4040), the exchange rate shifted by +0.0524 (+2.18%).

2025 Avg (February) 2.4563

2024 Avg (February) 2.4040

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4887	2.4208	2.4569
February	2.5091	2.4402	2.4563
March	2.4691	2.3744	2.4022
April	2.4089	2.3603	2.3903
May	2.4463	2.2979	2.3945
June	2.4107	2.2672	2.3869
July	2.4623	2.1984	2.3712
August	2.4685	2.3734	2.3988
September	2.4119	2.3901	2.3980
October	2.4074	2.3947	2.3984
November	2.4021	2.2962	2.3908
December	2.4037	2.3917	2.3974