YEARLY HIGH
161.0280 KES
YEARLY LOW
137.7305 KES
YEARLY AVERAGE
148.3546 KES

2020 XDR to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 161.0280. Conversely, the yearly low was recorded on February 13, dropping to 137.7305.

This high-to-low spread represents a total annual volatility of 23.2975 KES. From a start-to-finish perspective, comparing the January average rate of 139.5045 to the December average rate of 158.9543, the exchange rate registered a net change of 13.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 161.0280 was up 12.27% compared to the 2019 peak of 143.4326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 805,140 KES
2019 Average 705,748 KES
Yearly Trough Low 688,652 KES
Transaction Impact: A difference of 116,487.53 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

161.0421
135.9880
JanuMarcMayJulySeptNove

XDR to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 142.9149, compared to 153.7943 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.8795 points.

H1 Avg (Jan–Jun) 142.9149
H2 Avg (Jul–Dec) 153.7943

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 5.4522 KES (High: 151.9172 / Low: 146.4650). On the other end, February was the most stable month, with a tight range of 1.0850 KES (High: 138.8155 / Low: 137.7305).

July Spread (Volatile) ±5.4522
February Spread (Stable) ±1.0850

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.4286 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -1.4286

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 158.9543) against the same month in 2019 (average: 139.8805), the exchange rate shifted by +19.0738 (+13.64%).

2020 Avg (December) 158.9543
2019 Avg (December) 139.8805

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 140.8418 138.1303 139.5045
February 138.8155 137.7305 138.0758
March 143.9497 138.8155 142.3873
April 146.4283 143.6140 145.1756
May 147.1119 143.8584 145.5589
June 147.5878 145.9756 146.7872
July 151.9172 146.4650 149.1268
August 153.7786 151.7268 152.6388
September 153.9387 152.2820 153.1517
October 154.0835 152.8560 153.4968
November 157.1712 153.5095 155.3976
December 161.0280 156.5984 158.9543