2012 XPF to HRK Historical Review

YEARLY HIGH

0.0640 HRK

YEARLY LOW

0.0618 HRK

YEARLY AVERAGE

0.0630 HRK

2012 XPF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XPF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 24, valuing the pair at 0.0640. Conversely, the yearly low was recorded on September 15, dropping to 0.0618.

This high-to-low spread represents a total annual volatility of 0.0022 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0633 to the December average rate of 0.0631, the exchange rate registered a net change of -0.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0640 was up 0.03% compared to the 2011 peak of 0.0640, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 320 HRK

2011 Average 312 HRK

Yearly Trough Low 309 HRK

Transaction Impact: A difference of 11.18 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0637

0.0621

JanuMarcMayJulySeptNove

XPF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0632, compared to 0.0628 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0632

H2 Avg (Jul–Dec) 0.0628

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0013 HRK (High: 0.0635 / Low: 0.0622). On the other end, January was the most stable month, with a tight range of 0.0005 HRK (High: 0.0635 / Low: 0.0630).

October Spread (Volatile) ±0.0013

January Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.0632) against the same month in 2011 (average: 0.0623), the exchange rate shifted by +0.0009 (+1.51%).

2012 Avg (May) 0.0632

2011 Avg (May) 0.0623

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0635	0.0630	0.0633
February	0.0640	0.0631	0.0635
March	0.0634	0.0628	0.0631
April	0.0632	0.0624	0.0628
May	0.0640	0.0628	0.0632
June	0.0638	0.0629	0.0632
July	0.0638	0.0627	0.0629
August	0.0631	0.0624	0.0627
September	0.0627	0.0618	0.0622
October	0.0635	0.0622	0.0629
November	0.0635	0.0630	0.0632
December	0.0634	0.0629	0.0631