2019 XPF to HRK Historical Review

YEARLY HIGH

0.0626 HRK

YEARLY LOW

0.0615 HRK

YEARLY AVERAGE

0.0622 HRK

2019 XPF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the XPF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 5, valuing the pair at 0.0626. Conversely, the yearly low was recorded on August 25, dropping to 0.0615.

This high-to-low spread represents a total annual volatility of 0.0011 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0623 to the December average rate of 0.0624, the exchange rate registered a net change of 0.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0626 was up 0.11% compared to the 2018 peak of 0.0625, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 313 HRK

2018 Average 311 HRK

Yearly Trough Low 308 HRK

Transaction Impact: A difference of 5.47 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0624

0.0619

JanuMarcMayJulySeptNove

XPF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0622, compared to 0.0622 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0622

H2 Avg (Jul–Dec) 0.0622

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0011 HRK (High: 0.0626 / Low: 0.0615). On the other end, December was the most stable month, with a tight range of 0.0001 HRK (High: 0.0625 / Low: 0.0623).

August Spread (Volatile) ±0.0011

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.0620) against the same month in 2018 (average: 0.0622), the exchange rate shifted by -0.0002 (-0.38%).

2019 Avg (August) 0.0620

2018 Avg (August) 0.0622

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0624	0.0621	0.0623
February	0.0623	0.0620	0.0621
March	0.0623	0.0621	0.0622
April	0.0624	0.0621	0.0623
May	0.0624	0.0619	0.0622
June	0.0624	0.0618	0.0621
July	0.0621	0.0618	0.0619
August	0.0626	0.0615	0.0620
September	0.0626	0.0615	0.0621
October	0.0625	0.0621	0.0623
November	0.0625	0.0622	0.0623
December	0.0625	0.0623	0.0624