2025 XPF to HRK Historical Review

YEARLY HIGH

0.0635 HRK

YEARLY LOW

0.0630 HRK

YEARLY AVERAGE

0.0631 HRK

2025 XPF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 21, valuing the pair at 0.0635. Conversely, the yearly low was recorded on April 19, dropping to 0.0630.

This high-to-low spread represents a total annual volatility of 0.0005 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0632 to the December average rate of 0.0631, the exchange rate registered a net change of -0.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0635 was down 0.01% compared to the 2024 peak of 0.0635, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 318 HRK

2024 Average 316 HRK

Yearly Trough Low 315 HRK

Transaction Impact: A difference of 2.43 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0632

0.0631

JanuMarcMayJulySeptNove

XPF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0632, compared to 0.0631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0632

H2 Avg (Jul–Dec) 0.0631

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0004 HRK (High: 0.0635 / Low: 0.0631). On the other end, September was the most stable month, with a tight range of 0.0000 HRK (High: 0.0632 / Low: 0.0631).

March Spread (Volatile) ±0.0004

September Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 0.0632) against the same month in 2024 (average: 0.0632), the exchange rate shifted by +0.0000 (+0.04%).

2025 Avg (March) 0.0632

2024 Avg (March) 0.0632

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0633	0.0631	0.0632
February	0.0632	0.0631	0.0631
March	0.0635	0.0631	0.0632
April	0.0634	0.0630	0.0631
May	0.0632	0.0631	0.0631
June	0.0632	0.0631	0.0631
July	0.0632	0.0631	0.0631
August	0.0632	0.0631	0.0631
September	0.0632	0.0631	0.0631
October	0.0635	0.0631	0.0632
November	0.0635	0.0631	0.0632
December	0.0632	0.0631	0.0631