2022 XPF to HRK Historical Review

YEARLY HIGH

0.0637 HRK

YEARLY LOW

0.0624 HRK

YEARLY AVERAGE

0.0631 HRK

2022 XPF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the XPF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 10, valuing the pair at 0.0637. Conversely, the yearly low was recorded on August 15, dropping to 0.0624.

This high-to-low spread represents a total annual volatility of 0.0013 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0631 to the December average rate of 0.0633, the exchange rate registered a net change of 0.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0637 was down 0.10% compared to the 2021 peak of 0.0638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 319 HRK

2021 Average 315 HRK

Yearly Trough Low 312 HRK

Transaction Impact: A difference of 6.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0635

0.0629

JanuMarcMayJulySeptNove

XPF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0632, compared to 0.0631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0632

H2 Avg (Jul–Dec) 0.0631

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0010 HRK (High: 0.0637 / Low: 0.0627). On the other end, October was the most stable month, with a tight range of 0.0001 HRK (High: 0.0632 / Low: 0.0630).

September Spread (Volatile) ±0.0010

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0630) against the same month in 2021 (average: 0.0628), the exchange rate shifted by +0.0002 (+0.39%).

2022 Avg (September) 0.0630

2021 Avg (September) 0.0628

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0631	0.0629	0.0631
February	0.0635	0.0629	0.0631
March	0.0635	0.0630	0.0634
April	0.0636	0.0631	0.0633
May	0.0634	0.0629	0.0632
June	0.0632	0.0629	0.0631
July	0.0631	0.0629	0.0630
August	0.0630	0.0624	0.0629
September	0.0637	0.0627	0.0630
October	0.0632	0.0630	0.0631
November	0.0634	0.0630	0.0632
December	0.0635	0.0631	0.0633