2014 XPF to HRK Historical Review

YEARLY HIGH

0.0645 HRK

YEARLY LOW

0.0632 HRK

YEARLY AVERAGE

0.0639 HRK

2014 XPF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XPF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 0.0645. Conversely, the yearly low was recorded on July 1, dropping to 0.0632.

This high-to-low spread represents a total annual volatility of 0.0013 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0639 to the December average rate of 0.0642, the exchange rate registered a net change of 0.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0645 was up 0.72% compared to the 2013 peak of 0.0641, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 323 HRK

2013 Average 317 HRK

Yearly Trough Low 316 HRK

Transaction Impact: A difference of 6.53 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0643

0.0633

JanuMarcMayJulySeptNove

XPF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0638, compared to 0.0640 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0638

H2 Avg (Jul–Dec) 0.0640

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0008 HRK (High: 0.0644 / Low: 0.0636). On the other end, June was the most stable month, with a tight range of 0.0002 HRK (High: 0.0635 / Low: 0.0632).

October Spread (Volatile) ±0.0008

June Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.0642) against the same month in 2013 (average: 0.0639), the exchange rate shifted by +0.0004 (+0.58%).

2014 Avg (November) 0.0642

2013 Avg (November) 0.0639

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0642	0.0637	0.0639
February	0.0642	0.0639	0.0641
March	0.0642	0.0639	0.0641
April	0.0642	0.0636	0.0638
May	0.0636	0.0634	0.0635
June	0.0635	0.0632	0.0634
July	0.0640	0.0632	0.0637
August	0.0641	0.0637	0.0639
September	0.0642	0.0637	0.0639
October	0.0644	0.0636	0.0641
November	0.0645	0.0640	0.0642
December	0.0644	0.0639	0.0642