2026 XPF to HRK Historical Review

YEARLY HIGH

0.0634 HRK

YEARLY LOW

0.0631 HRK

YEARLY AVERAGE

0.0631 HRK

2026 XPF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XPF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 0.0634. Conversely, the yearly low was recorded on February 1, dropping to 0.0631.

This high-to-low spread represents a total annual volatility of 0.0003 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0631 to the December average rate of 0.0632, the exchange rate registered a net change of 0.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0634 was down 0.12% compared to the 2025 peak of 0.0635, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 317 HRK

2025 Average 316 HRK

Yearly Trough Low 316 HRK

Transaction Impact: A difference of 1.53 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0632

0.0631

JanuMarcMayJuly

XPF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0631, compared to 0.0631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0631

H2 Avg (Jul–Dec) 0.0631

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0003 HRK (High: 0.0634 / Low: 0.0631). On the other end, August was the most stable month, with a tight range of 0.0000 HRK (High: 0.0632 / Low: 0.0631).

March Spread (Volatile) ±0.0003

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0632) against the same month in 2025 (average: 0.0632), the exchange rate shifted by -0.0000 (-0.03%).

2026 Avg (March) 0.0632

2025 Avg (March) 0.0632

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0632	0.0631	0.0631
February	0.0632	0.0631	0.0631
March	0.0634	0.0631	0.0632
April	0.0632	0.0631	0.0631
May	0.0632	0.0631	0.0631
June	0.0632	0.0631	0.0631
July	0.0632	0.0631	0.0631
August	0.0632	0.0631	0.0632