2012 YER to HRK Historical Review

YEARLY HIGH

0.0289 HRK

YEARLY LOW

0.0260 HRK

YEARLY AVERAGE

0.0272 HRK

2012 YER to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the YER to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0289. Conversely, the yearly low was recorded on February 23, dropping to 0.0260.

This high-to-low spread represents a total annual volatility of 0.0029 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0268 to the December average rate of 0.0267, the exchange rate registered a net change of -0.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0289 was up 6.94% compared to the 2011 peak of 0.0270, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 144 HRK

2011 Average 125 HRK

Yearly Trough Low 130 HRK

Transaction Impact: A difference of 14.54 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0286

0.0262

JanuMarcMayJulySeptNove

YER to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0270, compared to 0.0274 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0270

H2 Avg (Jul–Dec) 0.0274

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0020 HRK (High: 0.0285 / Low: 0.0265). On the other end, October was the most stable month, with a tight range of 0.0005 HRK (High: 0.0272 / Low: 0.0266).

May Spread (Volatile) ±0.0020

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0284) against the same month in 2011 (average: 0.0242), the exchange rate shifted by +0.0042 (+17.24%).

2012 Avg (July) 0.0284

2011 Avg (July) 0.0242

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0272	0.0263	0.0268
February	0.0271	0.0260	0.0264
March	0.0269	0.0262	0.0265
April	0.0268	0.0262	0.0265
May	0.0285	0.0265	0.0275
June	0.0285	0.0278	0.0281
July	0.0289	0.0277	0.0284
August	0.0285	0.0276	0.0281
September	0.0276	0.0262	0.0269
October	0.0272	0.0266	0.0269
November	0.0276	0.0270	0.0273
December	0.0271	0.0264	0.0267