2022 YER to HRK Historical Review

YEARLY HIGH

0.0314 HRK

YEARLY LOW

0.0262 HRK

YEARLY AVERAGE

0.0286 HRK

2022 YER to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the YER to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.0314. Conversely, the yearly low was recorded on January 13, dropping to 0.0262.

This high-to-low spread represents a total annual volatility of 0.0051 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0266 to the December average rate of 0.0285, the exchange rate registered a net change of 7.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0314 was up 16.83% compared to the 2021 peak of 0.0268, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 157 HRK

2021 Average 127 HRK

Yearly Trough Low 131 HRK

Transaction Impact: A difference of 25.65 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0310

0.0261

JanuMarcMayJulySeptNove

YER to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0276, compared to 0.0297 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0276

H2 Avg (Jul–Dec) 0.0297

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0020 HRK (High: 0.0309 / Low: 0.0289). On the other end, March was the most stable month, with a tight range of 0.0007 HRK (High: 0.0278 / Low: 0.0271).

November Spread (Volatile) ±0.0020

March Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0303) against the same month in 2021 (average: 0.0254), the exchange rate shifted by +0.0049 (+19.47%).

2022 Avg (September) 0.0303

2021 Avg (September) 0.0254

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0270	0.0262	0.0266
February	0.0270	0.0262	0.0265
March	0.0278	0.0271	0.0275
April	0.0288	0.0274	0.0279
May	0.0290	0.0280	0.0285
June	0.0289	0.0280	0.0285
July	0.0299	0.0288	0.0295
August	0.0302	0.0291	0.0297
September	0.0314	0.0297	0.0303
October	0.0310	0.0298	0.0306
November	0.0309	0.0289	0.0295
December	0.0288	0.0281	0.0285