2016 YER to HRK Historical Review

YEARLY HIGH

0.0330 HRK

YEARLY LOW

0.0261 HRK

YEARLY AVERAGE

0.0284 HRK

2016 YER to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the YER to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.0330. Conversely, the yearly low was recorded on May 2, dropping to 0.0261.

This high-to-low spread represents a total annual volatility of 0.0069 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0328 to the December average rate of 0.0286, the exchange rate registered a net change of -12.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0330 was down 2.25% compared to the 2015 peak of 0.0338, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 165 HRK

2015 Average 159 HRK

Yearly Trough Low 130 HRK

Transaction Impact: A difference of 34.67 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0334

0.0260

JanuMarcMayJulySeptNove

YER to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0295, compared to 0.0274 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.0295

H2 Avg (Jul–Dec) 0.0274

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 0.0045 HRK (High: 0.0307 / Low: 0.0262). On the other end, September was the most stable month, with a tight range of 0.0003 HRK (High: 0.0269 / Low: 0.0266).

April Spread (Volatile) ±0.0045

September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0040 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0040

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0328) against the same month in 2015 (average: 0.0308), the exchange rate shifted by +0.0020 (+6.57%).

2016 Avg (January) 0.0328

2015 Avg (January) 0.0308

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0330	0.0325	0.0328
February	0.0328	0.0314	0.0320
March	0.0325	0.0308	0.0316
April	0.0307	0.0262	0.0276
May	0.0271	0.0261	0.0266
June	0.0274	0.0264	0.0268
July	0.0272	0.0268	0.0271
August	0.0270	0.0264	0.0267
September	0.0269	0.0266	0.0267
October	0.0276	0.0267	0.0272
November	0.0285	0.0270	0.0279
December	0.0290	0.0280	0.0286