2018 YER to HRK Historical Review

YEARLY HIGH

0.0264 HRK

YEARLY LOW

0.0225 HRK

YEARLY AVERAGE

0.0251 HRK

2018 YER to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the YER to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.0264. Conversely, the yearly low was recorded on March 6, dropping to 0.0225.

This high-to-low spread represents a total annual volatility of 0.0039 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0243 to the December average rate of 0.0260, the exchange rate registered a net change of 6.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0264 was down 9.00% compared to the 2017 peak of 0.0290, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 132 HRK

2017 Average 132 HRK

Yearly Trough Low 113 HRK

Transaction Impact: A difference of 19.41 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0263

0.0238

JanuMarcMayJulySeptNove

YER to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0245, compared to 0.0257 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0245

H2 Avg (Jul–Dec) 0.0257

Volatility Range Comparison

Volatility

The most volatile month in 2018 was March, with a trading range of 0.0017 HRK (High: 0.0243 / Low: 0.0225). On the other end, July was the most stable month, with a tight range of 0.0003 HRK (High: 0.0254 / Low: 0.0252).

March Spread (Volatile) ±0.0017

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0003 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.0261) against the same month in 2017 (average: 0.0257), the exchange rate shifted by +0.0004 (+1.65%).

2018 Avg (November) 0.0261

2017 Avg (November) 0.0257

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0249	0.0238	0.0243
February	0.0244	0.0237	0.0241
March	0.0243	0.0225	0.0240
April	0.0245	0.0239	0.0242
May	0.0256	0.0245	0.0250
June	0.0255	0.0250	0.0253
July	0.0254	0.0252	0.0253
August	0.0262	0.0254	0.0257
September	0.0257	0.0252	0.0255
October	0.0263	0.0256	0.0258
November	0.0264	0.0259	0.0261
December	0.0261	0.0258	0.0260