2013 YER to HRK Historical Review

YEARLY HIGH

0.0276 HRK

YEARLY LOW

0.0257 HRK

YEARLY AVERAGE

0.0265 HRK

2013 YER to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the YER to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 0.0276. Conversely, the yearly low was recorded on October 27, dropping to 0.0257.

This high-to-low spread represents a total annual volatility of 0.0020 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0265 to the December average rate of 0.0259, the exchange rate registered a net change of -2.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0276 was down 4.30% compared to the 2012 peak of 0.0289, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 138 HRK

2012 Average 136 HRK

Yearly Trough Low 128 HRK

Transaction Impact: A difference of 9.76 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0274

0.0258

JanuMarcMayJulySeptNove

YER to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0268, compared to 0.0263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0268

H2 Avg (Jul–Dec) 0.0263

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0011 HRK (High: 0.0270 / Low: 0.0259). On the other end, November was the most stable month, with a tight range of 0.0004 HRK (High: 0.0265 / Low: 0.0261).

February Spread (Volatile) ±0.0011

November Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 0.0272) against the same month in 2012 (average: 0.0265), the exchange rate shifted by +0.0007 (+2.57%).

2013 Avg (April) 0.0272

2012 Avg (April) 0.0265

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0270	0.0260	0.0265
February	0.0270	0.0259	0.0264
March	0.0276	0.0270	0.0272
April	0.0276	0.0269	0.0272
May	0.0274	0.0268	0.0271
June	0.0271	0.0260	0.0264
July	0.0273	0.0263	0.0267
August	0.0266	0.0261	0.0263
September	0.0269	0.0262	0.0265
October	0.0262	0.0257	0.0260
November	0.0265	0.0261	0.0263
December	0.0262	0.0257	0.0259