2015 YER to HRK Historical Review

YEARLY HIGH

0.0338 HRK

YEARLY LOW

0.0296 HRK

YEARLY AVERAGE

0.0319 HRK

2015 YER to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the YER to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0338. Conversely, the yearly low was recorded on January 1, dropping to 0.0296.

This high-to-low spread represents a total annual volatility of 0.0042 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0308 to the December average rate of 0.0326, the exchange rate registered a net change of 5.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0338 was up 14.87% compared to the 2014 peak of 0.0294, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 169 HRK

2014 Average 134 HRK

Yearly Trough Low 148 HRK

Transaction Impact: A difference of 21.10 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0332

0.0305

JanuMarcMayJulySeptNove

YER to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0318, compared to 0.0320 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0318

H2 Avg (Jul–Dec) 0.0320

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0024 HRK (High: 0.0320 / Low: 0.0296). On the other end, February was the most stable month, with a tight range of 0.0006 HRK (High: 0.0319 / Low: 0.0313).

January Spread (Volatile) ±0.0024

February Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0328) against the same month in 2014 (average: 0.0258), the exchange rate shifted by +0.0071 (+27.38%).

2015 Avg (March) 0.0328

2014 Avg (March) 0.0258

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0320	0.0296	0.0308
February	0.0319	0.0313	0.0316
March	0.0338	0.0318	0.0328
April	0.0333	0.0315	0.0327
May	0.0323	0.0306	0.0315
June	0.0322	0.0310	0.0314
July	0.0326	0.0316	0.0320
August	0.0323	0.0304	0.0316
September	0.0318	0.0309	0.0314
October	0.0323	0.0309	0.0316
November	0.0336	0.0320	0.0329
December	0.0335	0.0323	0.0326