2012 YER to MAD Historical Review

YEARLY HIGH

0.0422 MAD

YEARLY LOW

0.0383 MAD

YEARLY AVERAGE

0.0401 MAD

2012 YER to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the YER to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0422. Conversely, the yearly low was recorded on February 23, dropping to 0.0383.

This high-to-low spread represents a total annual volatility of 0.0039 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0394 to the December average rate of 0.0395, the exchange rate registered a net change of 0.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0422 was up 5.30% compared to the 2011 peak of 0.0401, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 211 MAD

2011 Average 189 MAD

Yearly Trough Low 191 MAD

Transaction Impact: A difference of 19.73 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0419

0.0386

JanuMarcMayJulySeptNove

YER to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0397, compared to 0.0405 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0397

H2 Avg (Jul–Dec) 0.0405

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0022 MAD (High: 0.0415 / Low: 0.0393). On the other end, October was the most stable month, with a tight range of 0.0006 MAD (High: 0.0401 / Low: 0.0395).

May Spread (Volatile) ±0.0022

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0012 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0416) against the same month in 2011 (average: 0.0369), the exchange rate shifted by +0.0048 (+12.90%).

2012 Avg (July) 0.0416

2011 Avg (July) 0.0369

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0400	0.0387	0.0394
February	0.0398	0.0383	0.0388
March	0.0397	0.0389	0.0392
April	0.0399	0.0390	0.0394
May	0.0415	0.0393	0.0404
June	0.0416	0.0408	0.0411
July	0.0422	0.0407	0.0416
August	0.0417	0.0408	0.0413
September	0.0409	0.0395	0.0401
October	0.0401	0.0395	0.0399
November	0.0406	0.0398	0.0402
December	0.0400	0.0392	0.0395