2013 YER to MAD Historical Review

YEARLY HIGH

0.0403 MAD

YEARLY LOW

0.0379 MAD

YEARLY AVERAGE

0.0391 MAD

2013 YER to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the YER to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 0.0403. Conversely, the yearly low was recorded on October 25, dropping to 0.0379.

This high-to-low spread represents a total annual volatility of 0.0024 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0391 to the December average rate of 0.0382, the exchange rate registered a net change of -2.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0403 was down 4.58% compared to the 2012 peak of 0.0422, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 201 MAD

2012 Average 200 MAD

Yearly Trough Low 189 MAD

Transaction Impact: A difference of 11.99 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0400

0.0380

JanuMarcMayJulySeptNove

YER to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0395, compared to 0.0388 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0395

H2 Avg (Jul–Dec) 0.0388

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0013 MAD (High: 0.0396 / Low: 0.0382). On the other end, August was the most stable month, with a tight range of 0.0004 MAD (High: 0.0393 / Low: 0.0388).

February Spread (Volatile) ±0.0013

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.0399) against the same month in 2012 (average: 0.0392), the exchange rate shifted by +0.0007 (+1.66%).

2013 Avg (March) 0.0399

2012 Avg (March) 0.0392

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0396	0.0384	0.0391
February	0.0396	0.0382	0.0389
March	0.0403	0.0396	0.0399
April	0.0403	0.0394	0.0397
May	0.0402	0.0394	0.0398
June	0.0398	0.0388	0.0393
July	0.0402	0.0391	0.0396
August	0.0393	0.0388	0.0390
September	0.0395	0.0385	0.0389
October	0.0386	0.0379	0.0383
November	0.0389	0.0384	0.0386
December	0.0385	0.0379	0.0382