2024 YER to MAD Historical Review

YEARLY HIGH

0.0406 MAD

YEARLY LOW

0.0382 MAD

YEARLY AVERAGE

0.0397 MAD

2024 YER to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the YER to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 0.0406. Conversely, the yearly low was recorded on August 24, dropping to 0.0382.

This high-to-low spread represents a total annual volatility of 0.0024 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0398 to the December average rate of 0.0401, the exchange rate registered a net change of 0.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0406 was down 3.35% compared to the 2023 peak of 0.0420, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 203 MAD

2023 Average 202 MAD

Yearly Trough Low 191 MAD

Transaction Impact: A difference of 11.93 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0405

0.0387

JanuMarcMayJulySeptNove

YER to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0400, compared to 0.0394 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0400

H2 Avg (Jul–Dec) 0.0394

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 0.0015 MAD (High: 0.0397 / Low: 0.0382). On the other end, September was the most stable month, with a tight range of 0.0005 MAD (High: 0.0392 / Low: 0.0386).

August Spread (Volatile) ±0.0015

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2024: 0.0403) against the same month in 2023 (average: 0.0405), the exchange rate shifted by -0.0001 (-0.36%).

2024 Avg (April) 0.0403

2023 Avg (April) 0.0405

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0400	0.0393	0.0398
February	0.0405	0.0400	0.0402
March	0.0405	0.0398	0.0402
April	0.0406	0.0399	0.0403
May	0.0404	0.0396	0.0399
June	0.0401	0.0394	0.0398
July	0.0398	0.0391	0.0394
August	0.0397	0.0382	0.0390
September	0.0392	0.0386	0.0389
October	0.0397	0.0390	0.0393
November	0.0403	0.0392	0.0398
December	0.0404	0.0397	0.0401